Theresa Wellman - San Jose - Willow Glen Lincoln Ave.

Theresa's Corner

Buyer Information

Below are several pages that can be helpful for you in beginning your property search.

Finding a Good Agent

Preparing To Buy a Home


	Getting Prepared
	First Time Buyers
	Renting vs. Owning
	How Much Do I Need
	What Can I Afford?
	Income vs. Debt Ratios
	Estimate Your Buying Power
	Understanding Your Credit Score
	Examining Your Credit History
	Getting Pre-Approved

Finding A Property


	Are You Ready To Find A Property?
	Visiting Open Homes
	Using A Property Checklist
	Other Considerations

Making an Offer

Finding a Home Loan


	What Is A Mortgage?
	Typical Mortgage Providers
	Choosing A Mortgage
	Fixed Rate Mortgages
	Adjustable Rate Mortgages
	Common Questions
	Loan Applications
	Loan Application Checklist
	The Underwriter
	What Will Be Included In My Mortgage Payments?
	Your Rights As A Consumer

Closing The Deal